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Plan to Build

Plan to Build

It is Important to spend time finding out what needs to be done in advance and prepare yourself to work with your builder and local council.

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Availability

Check for the availability in your location, and the price range. This may include a new estate, acreage or demolishing an existing property.

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Sustainability

The sustainability of the land will ideally need to be checked so that your building plan aligns with the suitability of the land.

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Infrastructure

Be sure to consider the location and accessibility of services including power, water, sewage, stormwater and drainage, telephone, gas and internet, public transport, education, and healthcare facilities, etc.

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Rules & Regulations

You should be aware of the council regulations which may affect what and how you build, including where on the land you place your property, the kind of fencing you have, etc. A Design Approval Panel can help you with the same.

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When you are starting to plan your build, here are the steps you can follow:

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  • Research your options
    Whether you’re building on an existing lot or considering buying land to build a new home, it’s important to research your options.
  • Choosing a builder and/or architect
    It is certain that if you engage the right builder to construct your home, you will get the best service and the desired outcome. Make sure to explore your options, and find the licensed builder who will be well-suited to your needs.
  • Get a Fixed Price Building Contract and Draw up plans in prior
    The builder ought to provide you with a detailed building plan, and highlight costs for each aspect of your property. The contract they provide should cover everything and have a timeline for completion.
  • Get your building plan approved
    Your building plan can be approved on your behalf, by your builder architect. It is important to do it soon as it takes time for the council to review and approve it. Your plan may need some amendments, following which the council will provide a letter on the plans and specifications.
  • Out of contract items
    If you choose to make any additional improvements or renovations as a part of the construction, these may not be included in the initial building contract. These are restricted to non-structural works, like window and floor coverings. Other inclusions like pergolas, landscaping and swimming pools can also be classed as Out of Contract items. All additional improvements or items you intend to purchase or have purchased (or receipts if you have already purchased the items such as kitchen appliances, bathroom tiles, a swimming pool, etc.) should be formally quoted for both supply and installation. In case you don’t provide receipts or quotes for these items then the valuation will be performed on the value of your property without them. There are certain limits that apply to Out of Contract items, we recommend you discuss them with us while building your home.
  • Apply for a construction loan
    For a construction loan, applying for conditional pre-approval is important as it’ll help give you a better understanding of how much you can afford while choosing a design and builder for your dream home. Get in touch with us to discuss your conditional approval for the loan.